@book{616086,
	author = {Tariq, Hannan and Supervisor: Dr. Amber Raza},
	title = {Digital Payment Ecosystem & Telco-Fintech Synergies/},
	publisher = {NBS NUST.},
	year = {2025.},
	address = {Islamabad:},
	url = { http://10.250.8.41:8080/xmlui/handle/123456789/57226}
}